Pre-Purchase

Buying a home can be a daunting process without the proper tools and guidance.  Because of this, the DASH Housing and Credit Counseling Center has developed a pre-purchase assessment and counseling process that will guide potential borrowers through the complicated pre-qualification and mortgage process.  By working closely to address all obstacles that a potential homebuyer might have, we ensure that clients are “mortgage ready” when they apply for a loan.  

Our Pre-purchase Program covers:

• Mortgage loan basics
• How lenders decide whether to give you a mortgage loan
• Calculating how much you can borrow
• Affordability and you
• Strategies for finding the right lender and loan product
• Working with a lender
• Your rights as a loan customer
• The loan application
• The loan approval process
• How to avoid foreclosure
• Home owners Insurance